Call reports 2016
PINERIES BANK, THE — 2016
What PINERIES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,907,000 | 80,995,000 | 82,831,000 | 85,414,000 |
| Total loans | 52,864,000 | 53,797,000 | 54,961,000 | 55,886,000 |
| Allowance for loan losses | 635,000 | 641,000 | 647,000 | 513,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,307,000 | 4,789,000 | 4,996,000 | 4,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,291,000 | 72,115,000 | 73,732,000 | 76,275,000 |
| Interest-bearing deposits | 61,213,000 | 60,583,000 | 62,319,000 | 63,867,000 |
| Noninterest-bearing deposits | 12,078,000 | 11,532,000 | 11,413,000 | 12,408,000 |
| Equity capital | 7,979,000 | 8,196,000 | 8,376,000 | 8,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,401,000 | 2,136,000 | 2,946,000 |
| Interest expense | 67,000 | 135,000 | 207,000 | 281,000 |
| Net interest income | 607,000 | 1,266,000 | 1,929,000 | 2,665,000 |
| Noninterest income | 18,000 | 96,000 | 164,000 | 229,000 |
| Noninterest expense | 428,000 | 851,000 | 1,262,000 | 1,693,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 191,000 | 499,000 | 813,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 499,000 | 813,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,614,000 | 7,831,000 | 8,011,000 | 8,071,000 |
| Total capital | 8,197,000 | 8,424,000 | 8,612,000 | 8,584,000 |
| Risk-weighted assets | 46,631,000 | 47,397,000 | 48,053,000 | 48,845,000 |