Call reports 2015
PINERIES BANK, THE — 2015
What PINERIES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,389,000 | 76,005,000 | 75,607,000 | 77,854,000 |
| Total loans | 47,136,000 | 48,255,000 | 49,551,000 | 51,720,000 |
| Allowance for loan losses | 649,000 | 628,000 | 631,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,017,000 | 4,843,000 | 5,048,000 | 4,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,269,000 | 67,519,000 | 66,345,000 | 69,326,000 |
| Interest-bearing deposits | 56,627,000 | 57,041,000 | 56,356,000 | 57,979,000 |
| Noninterest-bearing deposits | 11,642,000 | 10,478,000 | 9,989,000 | 11,347,000 |
| Equity capital | 7,530,000 | 7,711,000 | 7,851,000 | 7,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,302,000 | 1,958,000 | 2,694,000 |
| Interest expense | 62,000 | 124,000 | 188,000 | 254,000 |
| Net interest income | 578,000 | 1,178,000 | 1,770,000 | 2,440,000 |
| Noninterest income | 75,000 | 143,000 | 215,000 | 263,000 |
| Noninterest expense | 425,000 | 834,000 | 1,246,000 | 1,674,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 225,000 | 481,000 | 730,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 481,000 | 730,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,165,000 | 7,346,000 | 7,486,000 | 7,512,000 |
| Total capital | 7,715,000 | 7,907,000 | 8,014,000 | 8,082,000 |
| Risk-weighted assets | 43,934,000 | 44,885,000 | 42,191,000 | 45,567,000 |