Call reports 2014
PINERIES BANK, THE — 2014
What PINERIES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,530,000 | 68,895,000 | 72,706,000 | 74,351,000 |
| Total loans | 46,012,000 | 46,550,000 | 46,585,000 | 47,391,000 |
| Allowance for loan losses | 648,000 | 648,000 | 648,000 | 646,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,200,000 | 3,855,000 | 4,710,000 | 4,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,875,000 | 61,049,000 | 64,702,000 | 66,326,000 |
| Interest-bearing deposits | 52,859,000 | 52,698,000 | 55,329,000 | 55,661,000 |
| Noninterest-bearing deposits | 9,016,000 | 8,351,000 | 9,373,000 | 10,665,000 |
| Equity capital | 7,093,000 | 7,269,000 | 7,415,000 | 7,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,280,000 | 1,932,000 | 2,591,000 |
| Interest expense | 65,000 | 129,000 | 193,000 | 259,000 |
| Net interest income | 571,000 | 1,151,000 | 1,739,000 | 2,332,000 |
| Noninterest income | 47,000 | 114,000 | 182,000 | 214,000 |
| Noninterest expense | 397,000 | 787,000 | 1,178,000 | 1,582,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 217,000 | 474,000 | 739,000 | 960,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 474,000 | 739,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,728,000 | 6,904,000 | 7,050,000 | 7,046,000 |
| Total capital | 7,244,000 | 7,429,000 | 7,588,000 | 7,592,000 |
| Risk-weighted assets | 41,189,000 | 41,894,000 | 42,943,000 | 43,583,000 |