Call reports 2013
PINERIES BANK, THE — 2013
What PINERIES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,250,000 | 68,944,000 | 70,262,000 | 69,202,000 |
| Total loans | 45,925,000 | 45,422,000 | 44,775,000 | 45,249,000 |
| Allowance for loan losses | 644,000 | 644,000 | 645,000 | 630,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,516,000 | 4,196,000 | 4,335,000 | 4,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,978,000 | 61,467,000 | 62,739,000 | 61,623,000 |
| Interest-bearing deposits | 51,688,000 | 52,533,000 | 53,034,000 | 51,929,000 |
| Noninterest-bearing deposits | 8,290,000 | 8,934,000 | 9,705,000 | 9,694,000 |
| Equity capital | 6,741,000 | 6,911,000 | 6,927,000 | 6,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,332,000 | 1,976,000 | 2,617,000 |
| Interest expense | 74,000 | 146,000 | 215,000 | 283,000 |
| Net interest income | 598,000 | 1,186,000 | 1,761,000 | 2,334,000 |
| Noninterest income | 69,000 | 134,000 | 112,000 | 204,000 |
| Noninterest expense | 422,000 | 830,000 | 1,257,000 | 1,698,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 236,000 | 481,000 | 607,000 | 831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 481,000 | 607,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,376,000 | 6,546,000 | 6,562,000 | 6,616,000 |
| Total capital | 6,867,000 | 7,036,000 | 7,058,000 | 7,122,000 |
| Risk-weighted assets | 39,139,000 | 39,058,000 | 39,557,000 | 40,389,000 |