Call reports 2012
PINERIES BANK, THE — 2012
What PINERIES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,679,000 | 65,755,000 | 65,727,000 | 67,052,000 |
| Total loans | 42,646,000 | 43,020,000 | 44,363,000 | 45,698,000 |
| Allowance for loan losses | 670,000 | 671,000 | 671,000 | 635,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,172,000 | 4,185,000 | 4,284,000 | 4,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,889,000 | 58,775,000 | 58,589,000 | 59,888,000 |
| Interest-bearing deposits | 51,018,000 | 51,757,000 | 51,097,000 | 51,249,000 |
| Noninterest-bearing deposits | 6,871,000 | 7,018,000 | 7,492,000 | 8,639,000 |
| Equity capital | 6,262,000 | 6,422,000 | 6,568,000 | 6,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,336,000 | 2,007,000 | 2,702,000 |
| Interest expense | 98,000 | 192,000 | 278,000 | 358,000 |
| Net interest income | 581,000 | 1,144,000 | 1,729,000 | 2,344,000 |
| Noninterest income | 71,000 | 145,000 | 218,000 | 288,000 |
| Noninterest expense | 397,000 | 798,000 | 1,197,000 | 1,600,000 |
| Provision for loan losses | 18,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 237,000 | 467,000 | 726,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 467,000 | 726,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,897,000 | 6,057,000 | 6,203,000 | 6,254,000 |
| Total capital | 6,362,000 | 6,523,000 | 6,674,000 | 6,750,000 |
| Risk-weighted assets | 37,049,000 | 37,102,000 | 37,515,000 | 38,963,000 |