Call reports 2011
PINERIES BANK, THE — 2011
What PINERIES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,481,000 | 60,260,000 | 62,010,000 | 62,868,000 |
| Total loans | 41,580,000 | 42,049,000 | 42,776,000 | 41,960,000 |
| Allowance for loan losses | 625,000 | 617,000 | 634,000 | 652,000 |
| Securities available for sale | 102,000 | 102,000 | 101,000 | 100,000 |
| Securities held to maturity | 3,324,000 | 3,100,000 | 3,097,000 | 3,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,151,000 | 53,716,000 | 55,296,000 | 56,160,000 |
| Interest-bearing deposits | 47,058,000 | 47,835,000 | 48,856,000 | 48,724,000 |
| Noninterest-bearing deposits | 6,093,000 | 5,881,000 | 6,440,000 | 7,436,000 |
| Equity capital | 5,810,000 | 5,999,000 | 6,144,000 | 6,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,357,000 | 2,058,000 | 2,728,000 |
| Interest expense | 109,000 | 212,000 | 318,000 | 419,000 |
| Net interest income | 576,000 | 1,145,000 | 1,740,000 | 2,309,000 |
| Noninterest income | 73,000 | 141,000 | 206,000 | 274,000 |
| Noninterest expense | 386,000 | 746,000 | 1,118,000 | 1,493,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 245,000 | 504,000 | 774,000 | 1,018,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 504,000 | 774,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,442,000 | 5,632,000 | 5,778,000 | 5,774,000 |
| Total capital | 5,890,000 | 6,087,000 | 6,249,000 | 6,231,000 |
| Risk-weighted assets | 34,904,000 | 35,473,000 | 36,793,000 | 36,391,000 |