Call reports 2005
PINERIES BANK, THE — 2005
What PINERIES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,132,000 | 43,421,000 | 45,281,000 | 44,231,000 |
| Total loans | 30,461,000 | 34,104,000 | 34,359,000 | 34,534,000 |
| Allowance for loan losses | 331,000 | 340,000 | 350,000 | 358,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,073,000 | 971,000 | 970,000 | 669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,853,000 | 37,480,000 | 40,827,000 | 39,835,000 |
| Interest-bearing deposits | 33,516,000 | 32,095,000 | 35,652,000 | 33,797,000 |
| Noninterest-bearing deposits | 4,337,000 | 5,385,000 | 5,175,000 | 6,038,000 |
| Equity capital | 3,943,000 | 4,067,000 | 4,007,000 | 3,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,153,000 | 1,784,000 | 2,435,000 |
| Interest expense | 136,000 | 289,000 | 471,000 | 677,000 |
| Net interest income | 426,000 | 864,000 | 1,313,000 | 1,758,000 |
| Noninterest income | 85,000 | 175,000 | 260,000 | 351,000 |
| Noninterest expense | 309,000 | 621,000 | 934,000 | 1,272,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 193,000 | 400,000 | 612,000 | 801,000 |
| Income tax | 68,000 | 142,000 | 214,000 | 282,000 |
| Net income | 125,000 | 258,000 | 398,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,578,000 | 3,702,000 | 3,642,000 | 3,570,000 |
| Total capital | 3,909,000 | 4,042,000 | 3,992,000 | 3,928,000 |
| Risk-weighted assets | 26,010,000 | 28,669,000 | 28,189,000 | 28,134,000 |
Machine access — free, no API key
Every figure shown here about PINERIES BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.