Call reports 2021
TWO RIVERS BANK — 2021
What TWO RIVERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 146,326,000 | 148,630,000 | 146,140,000 |
| Total loans | 76,250,000 | 74,658,000 | 76,967,000 |
| Allowance for loan losses | 1,284,000 | 1,284,000 | 1,284,000 |
| Securities available for sale | 37,165,000 | 38,451,000 | 37,742,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 122,879,000 | 125,126,000 | 122,421,000 |
| Interest-bearing deposits | 89,269,000 | 86,579,000 | 84,940,000 |
| Noninterest-bearing deposits | 33,610,000 | 38,547,000 | 37,481,000 |
| Equity capital | 20,172,000 | 20,142,000 | 20,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,419,000 | 2,593,000 | 3,680,000 |
| Interest expense | 112,000 | 213,000 | 305,000 |
| Net interest income | 1,307,000 | 2,380,000 | 3,375,000 |
| Noninterest income | 259,000 | 468,000 | 688,000 |
| Noninterest expense | 951,000 | 1,912,000 | 2,856,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 615,000 | 971,000 | 1,242,000 |
| Income tax | 14,000 | 27,000 | 41,000 |
| Net income | 601,000 | 944,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 19,086,000 | 18,679,000 | 18,836,000 |
| Total capital | 20,283,000 | 19,876,000 | 20,070,000 |
| Risk-weighted assets | 95,712,000 | 95,751,000 | 98,702,000 |