Call reports 2017
TWO RIVERS BANK — 2017
What TWO RIVERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,966,000 | 142,993,000 | 141,134,000 | 140,568,000 |
| Total loans | 83,865,000 | 82,771,000 | 83,320,000 | 85,371,000 |
| Allowance for loan losses | 904,000 | 904,000 | 912,000 | 995,000 |
| Securities available for sale | 45,547,000 | 45,712,000 | 44,156,000 | 41,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,731,000 | 112,392,000 | 109,163,000 | 106,513,000 |
| Interest-bearing deposits | 87,853,000 | 88,544,000 | 86,892,000 | 83,929,000 |
| Noninterest-bearing deposits | 24,878,000 | 23,848,000 | 22,271,000 | 22,584,000 |
| Equity capital | 15,743,000 | 17,024,000 | 17,258,000 | 17,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,666,000 | 4,018,000 | 5,355,000 |
| Interest expense | 210,000 | 426,000 | 636,000 | 853,000 |
| Net interest income | 1,120,000 | 2,240,000 | 3,382,000 | 4,502,000 |
| Noninterest income | 180,000 | 341,000 | 524,000 | 711,000 |
| Noninterest expense | 970,000 | 1,915,000 | 2,855,000 | 3,762,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 95,000 |
| Pretax income | 298,000 | 634,000 | 1,172,000 | 1,481,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 51,000 |
| Net income | 284,000 | 607,000 | 1,131,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,131,000 | 17,328,000 | 17,852,000 | 17,977,000 |
| Total capital | 18,035,000 | 18,232,000 | 18,764,000 | 18,972,000 |
| Risk-weighted assets | 99,822,000 | 101,143,000 | 101,571,000 | 102,649,000 |