Call reports 2002
TWO RIVERS BANK — 2002
What TWO RIVERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,262,000 | 70,710,000 | 68,843,000 | 71,487,000 |
| Total loans | 49,440,000 | 50,401,000 | 51,063,000 | 50,555,000 |
| Allowance for loan losses | 457,000 | 484,000 | 551,000 | 500,000 |
| Securities available for sale | 6,511,000 | 8,372,000 | 11,449,000 | 13,290,000 |
| Securities held to maturity | 3,943,000 | 3,932,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,773,000 | 59,830,000 | 56,390,000 | 57,216,000 |
| Interest-bearing deposits | 47,875,000 | 51,278,000 | 48,806,000 | 48,201,000 |
| Noninterest-bearing deposits | 7,898,000 | 8,552,000 | 7,584,000 | 9,015,000 |
| Equity capital | 6,888,000 | 7,211,000 | 7,492,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,370,000 | 3,539,000 | 4,722,000 |
| Interest expense | 459,000 | 892,000 | 1,331,000 | 1,727,000 |
| Net interest income | 746,000 | 1,478,000 | 2,208,000 | 2,995,000 |
| Noninterest income | 90,000 | 172,000 | 276,000 | 413,000 |
| Noninterest expense | 424,000 | 843,000 | 1,290,000 | 1,924,000 |
| Provision for loan losses | 105,000 | 160,000 | 240,000 | 295,000 |
| Pretax income | 323,000 | 663,000 | 1,016,000 | 1,251,000 |
| Income tax | 80,000 | 161,000 | 242,000 | 318,000 |
| Net income | 243,000 | 502,000 | 774,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,872,000 | 7,131,000 | 7,403,000 | 7,488,000 |
| Total capital | 7,329,000 | 7,615,000 | 7,954,000 | 7,988,000 |
| Risk-weighted assets | 51,511,000 | 54,034,000 | 53,036,000 | 53,459,000 |
Machine access — free, no API key
Every figure shown here about TWO RIVERS BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.