Call reports 2001
TWO RIVERS BANK — 2001
What TWO RIVERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,121,000 | 70,936,000 | 69,261,000 | 70,718,000 |
| Total loans | 49,788,000 | 49,489,000 | 50,206,000 | 52,398,000 |
| Allowance for loan losses | 545,000 | 488,000 | 533,000 | 543,000 |
| Securities available for sale | 3,260,000 | 4,848,000 | 6,387,000 | 6,797,000 |
| Securities held to maturity | 6,445,000 | 5,066,000 | 4,315,000 | 4,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,143,000 | 58,849,000 | 59,024,000 | 58,730,000 |
| Interest-bearing deposits | 52,357,000 | 52,429,000 | 53,210,000 | 50,582,000 |
| Noninterest-bearing deposits | 6,786,000 | 6,420,000 | 5,814,000 | 8,148,000 |
| Equity capital | 6,172,000 | 6,400,000 | 6,510,000 | 6,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,640,000 | 3,946,000 | 5,217,000 |
| Interest expense | 705,000 | 1,408,000 | 2,090,000 | 2,662,000 |
| Net interest income | 591,000 | 1,232,000 | 1,856,000 | 2,555,000 |
| Noninterest income | 87,000 | 168,000 | 236,000 | 315,000 |
| Noninterest expense | 405,000 | 803,000 | 1,212,000 | 1,683,000 |
| Provision for loan losses | 180,000 | 210,000 | 340,000 | 495,000 |
| Pretax income | 94,000 | 412,000 | 566,000 | 712,000 |
| Income tax | 67,000 | 134,000 | 200,000 | 136,000 |
| Net income | 27,000 | 278,000 | 366,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 6,373,000 | 6,462,000 | 6,629,000 |
| Total capital | 6,686,000 | 6,861,000 | 6,995,000 | 7,172,000 |
| Risk-weighted assets | 53,297,000 | 53,752,000 | 53,801,000 | 54,982,000 |
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