Call reports 2015
NEW TRADITIONS BANK — 2015
What NEW TRADITIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 529,906,000 |
| Total loans | 350,430,000 |
| Allowance for loan losses | 1,129,000 |
| Securities available for sale | 1,200,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 469,183,000 |
| Interest-bearing deposits | 319,885,000 |
| Noninterest-bearing deposits | 149,298,000 |
| Equity capital | 58,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 4,685,000 |
| Interest expense | 363,000 |
| Net interest income | 4,322,000 |
| Noninterest income | 218,000 |
| Noninterest expense | 5,903,000 |
| Provision for loan losses | 0 |
| Pretax income | -1,363,000 |
| Income tax | -471,000 |
| Net income | -892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 56,885,000 |
| Total capital | 58,014,000 |
| Risk-weighted assets | 379,745,000 |