Call reports 2014
NEW TRADITIONS BANK — 2014
What NEW TRADITIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 529,030,000 | 518,173,000 | 522,694,000 | 505,699,000 |
| Total loans | 328,872,000 | 329,444,000 | 342,285,000 | 349,175,000 |
| Allowance for loan losses | 572,000 | 944,000 | 1,074,000 | 1,124,000 |
| Securities available for sale | 5,000,000 | 5,000,000 | 3,000,000 | 1,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,644,000 | 461,673,000 | 465,905,000 | 447,652,000 |
| Interest-bearing deposits | 349,721,000 | 326,997,000 | 326,707,000 | 312,078,000 |
| Noninterest-bearing deposits | 124,923,000 | 134,676,000 | 139,198,000 | 135,574,000 |
| Equity capital | 52,523,000 | 53,649,000 | 55,167,000 | 56,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,258,000 | 8,804,000 | 13,267,000 | 17,818,000 |
| Interest expense | 429,000 | 809,000 | 1,181,000 | 1,606,000 |
| Net interest income | 3,829,000 | 7,995,000 | 12,086,000 | 16,212,000 |
| Noninterest income | 197,000 | 416,000 | 637,000 | 866,000 |
| Noninterest expense | 2,178,000 | 4,294,000 | 6,165,000 | 7,999,000 |
| Provision for loan losses | 295,000 | 882,000 | 1,012,000 | 1,012,000 |
| Pretax income | 1,553,000 | 3,235,000 | 5,546,000 | 8,067,000 |
| Income tax | 629,000 | 1,306,000 | 2,220,000 | 3,222,000 |
| Net income | 924,000 | 1,929,000 | 3,326,000 | 4,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,419,000 | 48,690,000 | 50,135,000 | 51,919,000 |
| Total capital | 47,991,000 | 49,634,000 | 51,209,000 | 53,043,000 |
| Risk-weighted assets | 357,463,000 | 355,250,000 | 369,240,000 | 372,315,000 |