Call reports 2013
NEW TRADITIONS BANK — 2013
What NEW TRADITIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q4 |
|---|---|
| Total assets | 507,242,000 |
| Total loans | 319,536,000 |
| Allowance for loan losses | 277,000 |
| Securities available for sale | 5,000,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 454,217,000 |
| Interest-bearing deposits | 335,346,000 |
| Noninterest-bearing deposits | 118,871,000 |
| Equity capital | 51,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q4 |
|---|---|
| Interest income | 2,635,000 |
| Interest expense | 341,000 |
| Net interest income | 2,294,000 |
| Noninterest income | 132,000 |
| Noninterest expense | 1,826,000 |
| Provision for loan losses | 277,000 |
| Pretax income | 323,000 |
| Income tax | 134,000 |
| Net income | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q4 |
|---|---|
| Tier 1 capital | 46,238,000 |
| Total capital | 46,515,000 |
| Risk-weighted assets | 356,342,000 |