Call reports 2015
COLUMBUS COMMUNITY BANK — 2015
What COLUMBUS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 122,154,000 | 126,838,000 | 132,584,000 |
| Total loans | 99,963,000 | 103,146,000 | 104,180,000 |
| Allowance for loan losses | 2,031,000 | 2,065,000 | 2,026,000 |
| Securities available for sale | 12,927,000 | 12,530,000 | 12,431,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,359,000 | 101,131,000 | 105,076,000 |
| Interest-bearing deposits | 82,071,000 | 85,860,000 | 90,207,000 |
| Noninterest-bearing deposits | 14,288,000 | 15,271,000 | 14,869,000 |
| Equity capital | 15,264,000 | 15,431,000 | 15,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,347,000 | 2,732,000 | 4,092,000 |
| Interest expense | 142,000 | 285,000 | 439,000 |
| Net interest income | 1,205,000 | 2,447,000 | 3,653,000 |
| Noninterest income | 77,000 | 158,000 | 250,000 |
| Noninterest expense | 801,000 | 1,667,000 | 2,550,000 |
| Provision for loan losses | 25,000 | 50,000 | 58,000 |
| Pretax income | 459,000 | 891,000 | 1,298,000 |
| Income tax | 151,000 | 293,000 | 426,000 |
| Net income | 308,000 | 598,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 15,283,000 | 15,573,000 | 15,846,000 |
| Total capital | 16,549,000 | 16,879,000 | 17,231,000 |
| Risk-weighted assets | 100,524,000 | 103,750,000 | 110,170,000 |