Call reports 2013
COLUMBUS COMMUNITY BANK — 2013
What COLUMBUS COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,560,000 | 113,771,000 | 117,517,000 | 122,816,000 |
| Total loans | 81,144,000 | 83,079,000 | 85,539,000 | 86,997,000 |
| Allowance for loan losses | 2,240,000 | 1,945,000 | 1,719,000 | 1,909,000 |
| Securities available for sale | 15,867,000 | 15,499,000 | 18,649,000 | 18,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,346,000 | 96,011,000 | 97,905,000 | 104,256,000 |
| Interest-bearing deposits | 90,319,000 | 82,193,000 | 84,553,000 | 88,545,000 |
| Noninterest-bearing deposits | 23,027,000 | 13,818,000 | 13,352,000 | 15,711,000 |
| Equity capital | 12,462,000 | 12,400,000 | 12,882,000 | 13,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,465,000 | 3,771,000 | 5,080,000 |
| Interest expense | 166,000 | 317,000 | 475,000 | 636,000 |
| Net interest income | 1,038,000 | 2,148,000 | 3,296,000 | 4,444,000 |
| Noninterest income | 81,000 | 139,000 | 253,000 | 284,000 |
| Noninterest expense | 779,000 | 1,602,000 | 2,477,000 | 3,220,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 236,000 |
| Pretax income | 335,000 | 680,000 | 1,067,000 | 1,303,000 |
| Income tax | -188,000 | -372,000 | -542,000 | -764,000 |
| Net income | 523,000 | 1,052,000 | 1,609,000 | 2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,246,000 | 12,774,000 | 13,331,000 | 13,789,000 |
| Total capital | 13,422,000 | 13,940,000 | 14,539,000 | 14,916,000 |
| Risk-weighted assets | 93,004,000 | 92,462,000 | 96,271,000 | 89,390,000 |