Call reports 2012
COLUMBUS COMMUNITY BANK — 2012
What COLUMBUS COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,369,000 | 104,790,000 | 103,495,000 | 115,911,000 |
| Total loans | 69,715,000 | 71,792,000 | 77,991,000 | 79,446,000 |
| Allowance for loan losses | 1,984,000 | 1,959,000 | 2,142,000 | 2,266,000 |
| Securities available for sale | 18,985,000 | 18,866,000 | 17,808,000 | 16,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,491,000 | 91,479,000 | 89,961,000 | 102,207,000 |
| Interest-bearing deposits | 88,087,000 | 79,320,000 | 79,228,000 | 81,405,000 |
| Noninterest-bearing deposits | 8,404,000 | 12,159,000 | 10,733,000 | 20,802,000 |
| Equity capital | 11,141,000 | 11,512,000 | 11,777,000 | 12,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,414,000 | 3,659,000 | 4,852,000 |
| Interest expense | 220,000 | 417,000 | 607,000 | 773,000 |
| Net interest income | 992,000 | 1,997,000 | 3,052,000 | 4,079,000 |
| Noninterest income | 45,000 | 99,000 | 202,000 | 288,000 |
| Noninterest expense | 777,000 | 1,577,000 | 2,384,000 | 3,106,000 |
| Provision for loan losses | 70,000 | 115,000 | 295,000 | 375,000 |
| Pretax income | 205,000 | 486,000 | 694,000 | 1,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 486,000 | 694,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,875,000 | 11,156,000 | 11,364,000 | 11,723,000 |
| Total capital | 11,887,000 | 12,177,000 | 12,444,000 | 12,848,000 |
| Risk-weighted assets | 80,034,000 | 80,720,000 | 85,328,000 | 88,875,000 |