Call reports 2025
TBO BANK — 2025
What TBO BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 163,404,000 | 203,688,000 | 209,807,000 | 209,289,000 |
| Total loans | 95,896,000 | 133,202,000 | 155,757,000 | 153,852,000 |
| Allowance for loan losses | 5,456,000 | 7,593,000 | 11,121,000 | 9,121,000 |
| Securities available for sale | 19,335,000 | 19,064,000 | 18,652,000 | 17,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,560,000 | 177,496,000 | 180,540,000 | 179,713,000 |
| Interest-bearing deposits | 93,307,000 | 122,911,000 | 127,102,000 | 130,781,000 |
| Noninterest-bearing deposits | 47,253,000 | 54,585,000 | 53,438,000 | 48,932,000 |
| Equity capital | 17,705,000 | 18,366,000 | 21,277,000 | 22,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 41,144,000 | 92,519,000 | 156,579,000 | 219,753,000 |
| Interest expense | 753,000 | 1,519,000 | 2,538,000 | 3,574,000 |
| Net interest income | 40,391,000 | 91,000,000 | 154,041,000 | 216,179,000 |
| Noninterest income | 114,000 | 335,000 | 429,000 | 703,000 |
| Noninterest expense | 29,442,000 | 65,762,000 | 106,409,000 | 147,391,000 |
| Provision for loan losses | 10,447,000 | 24,237,000 | 45,826,000 | 66,410,000 |
| Pretax income | 616,000 | 1,336,000 | 2,235,000 | 3,081,000 |
| Income tax | 153,000 | 332,000 | 465,000 | 678,000 |
| Net income | 463,000 | 1,004,000 | 1,770,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,829,000 | 18,407,000 | 21,211,000 | 21,880,000 |
| Total capital | 19,304,000 | 20,427,000 | 23,619,000 | 24,247,000 |
| Risk-weighted assets | 114,008,000 | 156,041,000 | 183,943,000 | 182,443,000 |