Call reports 2024
TBO BANK — 2024
What TBO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 108,497,000 | 119,881,000 | 126,173,000 | 137,437,000 |
| Total loans | 72,127,000 | 77,631,000 | 88,444,000 | 92,824,000 |
| Allowance for loan losses | 280,000 | 277,000 | 5,933,000 | 5,971,000 |
| Securities available for sale | 21,299,000 | 20,308,000 | 20,778,000 | 19,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,000,000 | 100,494,000 | 100,548,000 | 115,213,000 |
| Interest-bearing deposits | 66,383,000 | 67,304,000 | 65,546,000 | 80,239,000 |
| Noninterest-bearing deposits | 28,617,000 | 33,189,000 | 35,002,000 | 34,974,000 |
| Equity capital | 10,192,000 | 16,324,000 | 17,166,000 | 17,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,156,000 | 52,993,000 | 90,458,000 | 128,999,000 |
| Interest expense | 501,000 | 1,050,000 | 1,579,000 | 2,236,000 |
| Net interest income | 24,655,000 | 51,943,000 | 88,879,000 | 126,763,000 |
| Noninterest income | 56,000 | 117,000 | 182,000 | 323,000 |
| Noninterest expense | 24,391,000 | 51,393,000 | 82,203,000 | 111,496,000 |
| Provision for loan losses | 0 | 1,000 | 5,720,000 | 14,002,000 |
| Pretax income | 320,000 | 661,000 | 1,133,000 | 1,583,000 |
| Income tax | 82,000 | 168,000 | 292,000 | 405,000 |
| Net income | 238,000 | 493,000 | 841,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,479,000 | 16,575,000 | 16,958,000 | 17,332,000 |
| Total capital | 10,766,000 | 16,859,000 | 18,347,000 | 18,782,000 |
| Risk-weighted assets | 84,188,000 | 91,423,000 | 106,549,000 | 111,455,000 |