Call reports 2023
TBO BANK — 2023
What TBO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,184,000 | 60,174,000 | 77,850,000 | 99,940,000 |
| Total loans | 26,629,000 | 29,681,000 | 47,319,000 | 65,809,000 |
| Allowance for loan losses | 321,000 | 350,000 | 313,000 | 292,000 |
| Securities available for sale | 23,269,000 | 22,254,000 | 20,825,000 | 21,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,747,000 | 53,755,000 | 67,144,000 | 87,031,000 |
| Interest-bearing deposits | 44,423,000 | 41,815,000 | 49,855,000 | 59,168,000 |
| Noninterest-bearing deposits | 9,324,000 | 11,940,000 | 17,289,000 | 27,863,000 |
| Equity capital | 4,877,000 | 5,069,000 | 7,393,000 | 8,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 4,968,000 | 18,171,000 | 38,173,000 |
| Interest expense | 165,000 | 250,000 | 525,000 | 939,000 |
| Net interest income | 1,078,000 | 4,718,000 | 17,646,000 | 37,234,000 |
| Noninterest income | 20,000 | 47,000 | 59,000 | 94,000 |
| Noninterest expense | 876,000 | 4,112,000 | 16,416,000 | 35,522,000 |
| Provision for loan losses | 60,000 | 144,000 | 169,000 | 186,000 |
| Pretax income | 160,000 | 508,000 | 1,119,000 | 1,619,000 |
| Income tax | 39,000 | 136,000 | 287,000 | 309,000 |
| Net income | 121,000 | 372,000 | 832,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,004,000 | 5,291,000 | 8,200,000 | 8,514,000 |
| Total capital | 5,330,000 | 5,645,000 | 8,518,000 | 8,812,000 |
| Risk-weighted assets | 32,352,000 | 36,445,000 | 54,371,000 | 76,444,000 |