Call reports 2022
TBO BANK — 2022
What TBO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 46,746,000 | 47,067,000 | 47,799,000 | 58,572,000 |
| Total loans | 12,180,000 | 10,978,000 | 15,211,000 | 26,448,000 |
| Allowance for loan losses | 392,000 | 0 | 18,000 | 195,000 |
| Securities available for sale | 26,122,000 | 26,384,000 | 23,475,000 | 23,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,500,000 | 43,359,000 | 41,883,000 | 48,630,000 |
| Interest-bearing deposits | 34,923,000 | 34,291,000 | 33,105,000 | 40,105,000 |
| Noninterest-bearing deposits | 9,578,000 | 9,068,000 | 8,779,000 | 8,525,000 |
| Equity capital | 2,184,000 | 3,639,000 | 4,360,000 | 4,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 203,000 | 865,000 | 2,040,000 |
| Interest expense | 12,000 | 4,000 | 8,000 | 54,000 |
| Net interest income | 261,000 | 199,000 | 857,000 | 1,986,000 |
| Noninterest income | 27,000 | 11,000 | 62,000 | 88,000 |
| Noninterest expense | 279,000 | 158,000 | 667,000 | 1,560,000 |
| Provision for loan losses | 0 | 0 | 16,000 | 242,000 |
| Pretax income | 9,000 | 52,000 | 239,000 | 275,000 |
| Income tax | -20,000 | 0 | 29,000 | 76,000 |
| Net income | 29,000 | 52,000 | 210,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,855,000 | 3,194,000 | 4,887,000 | 4,912,000 |
| Total capital | 3,069,000 | 3,194,000 | 4,905,000 | 5,107,000 |
| Risk-weighted assets | 17,021,000 | 16,558,000 | 24,293,000 | 32,827,000 |