Call reports 2021
TBO BANK — 2021
What TBO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,503,000 | 45,291,000 | 43,564,000 | 43,619,000 |
| Total loans | 13,339,000 | 12,977,000 | 12,409,000 | 12,397,000 |
| Allowance for loan losses | 349,000 | 395,000 | 393,000 | 393,000 |
| Securities available for sale | 24,715,000 | 28,125,000 | 25,809,000 | 26,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,800,000 | 41,506,000 | 39,849,000 | 40,143,000 |
| Interest-bearing deposits | 34,715,000 | 34,128,000 | 32,991,000 | 32,070,000 |
| Noninterest-bearing deposits | 8,086,000 | 7,378,000 | 6,858,000 | 8,072,000 |
| Equity capital | 3,652,000 | 3,721,000 | 3,642,000 | 3,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 524,000 | 786,000 | 1,064,000 |
| Interest expense | 22,000 | 40,000 | 57,000 | 70,000 |
| Net interest income | 243,000 | 484,000 | 729,000 | 994,000 |
| Noninterest income | 24,000 | 47,000 | 72,000 | 103,000 |
| Noninterest expense | 311,000 | 625,000 | 966,000 | 1,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -36,000 | -86,000 | -152,000 | -190,000 |
| Income tax | 3,000 | 0 | 3,000 | 6,000 |
| Net income | -39,000 | -86,000 | -155,000 | -196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,353,000 | 3,337,000 | 3,264,000 | 3,169,000 |
| Total capital | 3,570,000 | 3,555,000 | 3,480,000 | 3,379,000 |
| Risk-weighted assets | 17,253,000 | 17,307,000 | 17,143,000 | 16,688,000 |