Call reports 2020
TBO BANK — 2020
What TBO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,231,000 | 36,833,000 | 38,664,000 | 41,154,000 |
| Total loans | 15,315,000 | 14,393,000 | 14,742,000 | 13,976,000 |
| Allowance for loan losses | 348,000 | 348,000 | 348,000 | 348,000 |
| Securities available for sale | 11,921,000 | 12,426,000 | 19,004,000 | 22,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,333,000 | 32,831,000 | 34,605,000 | 37,093,000 |
| Interest-bearing deposits | 25,705,000 | 26,874,000 | 28,410,000 | 30,159,000 |
| Noninterest-bearing deposits | 6,629,000 | 5,957,000 | 6,195,000 | 6,934,000 |
| Equity capital | 3,859,000 | 3,945,000 | 3,994,000 | 4,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 639,000 | 941,000 | 1,231,000 |
| Interest expense | 17,000 | 35,000 | 54,000 | 81,000 |
| Net interest income | 323,000 | 604,000 | 887,000 | 1,150,000 |
| Noninterest income | 20,000 | 40,000 | 63,000 | 91,000 |
| Noninterest expense | 306,000 | 607,000 | 920,000 | 1,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 179,000 | 189,000 | 180,000 |
| Income tax | 36,000 | 51,000 | 57,000 | 61,000 |
| Net income | 95,000 | 128,000 | 132,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,394,000 | 3,454,000 | 3,476,000 | 3,473,000 |
| Total capital | 3,631,000 | 3,702,000 | 3,690,000 | 3,686,000 |
| Risk-weighted assets | 18,926,000 | 19,788,000 | 17,045,000 | 16,928,000 |