Call reports 2019
TBO BANK — 2019
What TBO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,653,000 | 33,599,000 | 33,842,000 | 32,778,000 |
| Total loans | 16,243,000 | 16,060,000 | 16,100,000 | 15,311,000 |
| Allowance for loan losses | 393,000 | 348,000 | 348,000 | 347,000 |
| Securities available for sale | 13,237,000 | 13,474,000 | 13,155,000 | 13,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,129,000 | 29,895,000 | 30,051,000 | 29,039,000 |
| Interest-bearing deposits | 24,994,000 | 24,158,000 | 24,626,000 | 23,544,000 |
| Noninterest-bearing deposits | 6,135,000 | 5,737,000 | 5,425,000 | 5,495,000 |
| Equity capital | 3,480,000 | 3,652,000 | 3,720,000 | 3,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 668,000 | 999,000 | 1,338,000 |
| Interest expense | 15,000 | 30,000 | 47,000 | 63,000 |
| Net interest income | 315,000 | 638,000 | 952,000 | 1,275,000 |
| Noninterest income | 25,000 | 49,000 | 73,000 | 106,000 |
| Noninterest expense | 329,000 | 641,000 | 961,000 | 1,275,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 11,000 | 45,000 | 63,000 | 105,000 |
| Income tax | 8,000 | 24,000 | 35,000 | 45,000 |
| Net income | 3,000 | 21,000 | 28,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,000 | 3,216,000 | 3,221,000 | 3,249,000 |
| Total capital | 3,401,000 | 3,423,000 | 3,430,000 | 3,451,000 |
| Risk-weighted assets | 16,037,000 | 16,494,000 | 16,619,000 | 16,051,000 |