Call reports 2016
TBO BANK — 2016
What TBO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,287,000 | 33,648,000 | 32,990,000 | 33,850,000 |
| Total loans | 17,191,000 | 17,456,000 | 18,503,000 | 18,638,000 |
| Allowance for loan losses | 375,000 | 375,000 | 347,000 | 347,000 |
| Securities available for sale | 10,614,000 | 10,960,000 | 10,608,000 | 10,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,684,000 | 30,012,000 | 28,989,000 | 30,295,000 |
| Interest-bearing deposits | 24,216,000 | 23,575,000 | 23,331,000 | 23,254,000 |
| Noninterest-bearing deposits | 5,468,000 | 6,437,000 | 5,658,000 | 7,041,000 |
| Equity capital | 3,366,000 | 3,400,000 | 3,364,000 | 3,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 582,000 | 880,000 | 1,190,000 |
| Interest expense | 10,000 | 18,000 | 28,000 | 38,000 |
| Net interest income | 279,000 | 564,000 | 852,000 | 1,152,000 |
| Noninterest income | 22,000 | 47,000 | 94,000 | 95,000 |
| Noninterest expense | 277,000 | 581,000 | 912,000 | 1,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 30,000 | 34,000 | 44,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 24,000 | 29,000 | 33,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,978,000 | 2,998,000 | 2,981,000 | 2,957,000 |
| Total capital | 3,201,000 | 3,222,000 | 3,218,000 | 3,185,000 |
| Risk-weighted assets | 17,695,000 | 17,771,000 | 18,722,000 | 17,981,000 |