Call reports 2015
TBO BANK — 2015
What TBO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,414,000 | 33,880,000 | 32,763,000 | 31,549,000 |
| Total loans | 17,525,000 | 18,189,000 | 17,706,000 | 17,736,000 |
| Allowance for loan losses | 462,000 | 462,000 | 391,000 | 390,000 |
| Securities available for sale | 10,954,000 | 10,901,000 | 10,636,000 | 10,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,156,000 | 30,657,000 | 28,905,000 | 28,047,000 |
| Interest-bearing deposits | 27,372,000 | 24,967,000 | 23,378,000 | 22,460,000 |
| Noninterest-bearing deposits | 5,784,000 | 5,690,000 | 5,527,000 | 5,587,000 |
| Equity capital | 3,218,000 | 3,184,000 | 3,321,000 | 3,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 619,000 | 946,000 | 1,243,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 32,000 |
| Net interest income | 299,000 | 602,000 | 921,000 | 1,211,000 |
| Noninterest income | 33,000 | 60,000 | 83,000 | 125,000 |
| Noninterest expense | 295,000 | 632,000 | 942,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | -75,000 | -75,000 |
| Pretax income | 37,000 | 30,000 | 137,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 30,000 | 137,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,898,000 | 2,814,000 | 2,936,000 | 2,937,000 |
| Total capital | 3,135,000 | 3,055,000 | 3,173,000 | 3,168,000 |
| Risk-weighted assets | 18,770,000 | 18,807,000 | 18,611,000 | 18,130,000 |