Call reports 2014
TBO BANK — 2014
What TBO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,200,000 | 36,785,000 | 33,857,000 | 34,041,000 |
| Total loans | 18,618,000 | 18,390,000 | 18,289,000 | 18,315,000 |
| Allowance for loan losses | 426,000 | 478,000 | 352,000 | 470,000 |
| Securities available for sale | 6,134,000 | 10,307,000 | 10,583,000 | 9,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,884,000 | 33,546,000 | 29,368,000 | 30,849,000 |
| Interest-bearing deposits | 25,853,000 | 26,609,000 | 23,895,000 | 24,467,000 |
| Noninterest-bearing deposits | 7,031,000 | 6,937,000 | 5,472,000 | 6,383,000 |
| Equity capital | 3,271,000 | 3,196,000 | 3,196,000 | 3,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 663,000 | 1,015,000 | 1,297,000 |
| Interest expense | 12,000 | 21,000 | 31,000 | 40,000 |
| Net interest income | 287,000 | 642,000 | 984,000 | 1,257,000 |
| Noninterest income | 24,000 | 54,000 | 90,000 | 128,000 |
| Noninterest expense | 340,000 | 689,000 | 1,072,000 | 1,419,000 |
| Provision for loan losses | 0 | 115,000 | 115,000 | 115,000 |
| Pretax income | -29,000 | -108,000 | -113,000 | -149,000 |
| Income tax | -8,000 | -8,000 | -8,000 | -8,000 |
| Net income | -21,000 | -100,000 | -105,000 | -141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 2,820,000 | 2,823,000 | 2,844,000 |
| Total capital | 3,172,000 | 3,080,000 | 3,072,000 | 3,087,000 |
| Risk-weighted assets | 19,642,000 | 20,577,000 | 19,840,000 | 19,194,000 |