Call reports 2013
TBO BANK — 2013
What TBO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,633,000 | 33,266,000 | 32,693,000 | 32,262,000 |
| Total loans | 19,683,000 | 20,056,000 | 20,111,000 | 19,677,000 |
| Allowance for loan losses | 551,000 | 521,000 | 488,000 | 488,000 |
| Securities available for sale | 6,305,000 | 7,161,000 | 7,185,000 | 7,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,318,000 | 29,997,000 | 28,347,000 | 28,926,000 |
| Interest-bearing deposits | 25,922,000 | 24,682,000 | 23,921,000 | 24,175,000 |
| Noninterest-bearing deposits | 6,396,000 | 5,315,000 | 4,427,000 | 4,751,000 |
| Equity capital | 3,292,000 | 3,220,000 | 3,298,000 | 3,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 648,000 | 983,000 | 1,309,000 |
| Interest expense | 23,000 | 41,000 | 56,000 | 72,000 |
| Net interest income | 295,000 | 607,000 | 927,000 | 1,237,000 |
| Noninterest income | 5,000 | 23,000 | 20,000 | 53,000 |
| Noninterest expense | 337,000 | 680,000 | 936,000 | 1,306,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | -37,000 | -50,000 | 10,000 | -17,000 |
| Income tax | -16,000 | -13,000 | -5,000 | -18,000 |
| Net income | -21,000 | -37,000 | 15,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,920,000 | 2,857,000 | 2,948,000 | 2,922,000 |
| Total capital | 3,195,000 | 3,123,000 | 3,212,000 | 3,178,000 |
| Risk-weighted assets | 21,706,000 | 21,058,000 | 20,901,000 | 20,247,000 |