Call reports 2012
TBO BANK — 2012
What TBO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,544,000 | 34,015,000 | 33,941,000 | 34,435,000 |
| Total loans | 19,836,000 | 19,471,000 | 19,405,000 | 19,553,000 |
| Allowance for loan losses | 565,000 | 547,000 | 548,000 | 551,000 |
| Securities available for sale | 6,202,000 | 8,198,000 | 8,232,000 | 6,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,954,000 | 30,550,000 | 30,494,000 | 31,101,000 |
| Interest-bearing deposits | 27,143,000 | 25,924,000 | 24,333,000 | 24,919,000 |
| Noninterest-bearing deposits | 5,811,000 | 4,625,000 | 6,162,000 | 6,182,000 |
| Equity capital | 3,565,000 | 3,437,000 | 3,431,000 | 3,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 670,000 | 1,017,000 | 1,345,000 |
| Interest expense | 40,000 | 76,000 | 107,000 | 132,000 |
| Net interest income | 318,000 | 594,000 | 910,000 | 1,213,000 |
| Noninterest income | -47,000 | -67,000 | -63,000 | -96,000 |
| Noninterest expense | 391,000 | 743,000 | 1,082,000 | 1,485,000 |
| Provision for loan losses | 0 | 100,000 | 101,000 | 100,000 |
| Pretax income | -120,000 | -316,000 | -336,000 | -468,000 |
| Income tax | -44,000 | -113,000 | -123,000 | -152,000 |
| Net income | -76,000 | -203,000 | -213,000 | -316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,538,000 | 3,115,000 | 3,098,000 | 2,960,000 |
| Total capital | 3,820,000 | 3,385,000 | 3,367,000 | 3,229,000 |
| Risk-weighted assets | 22,304,000 | 21,573,000 | 21,239,000 | 21,238,000 |