Call reports 2011
TBO BANK — 2011
What TBO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,323,000 | 34,299,000 | 33,169,000 | 34,877,000 |
| Total loans | 21,166,000 | 21,398,000 | 20,736,000 | 20,428,000 |
| Allowance for loan losses | 397,000 | 568,000 | 568,000 | 565,000 |
| Securities available for sale | 6,580,000 | 6,590,000 | 6,040,000 | 6,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,230,000 | 30,426,000 | 29,390,000 | 31,202,000 |
| Interest-bearing deposits | 25,442,000 | 24,870,000 | 24,074,000 | 24,946,000 |
| Noninterest-bearing deposits | 4,788,000 | 5,557,000 | 5,317,000 | 6,256,000 |
| Equity capital | 4,047,000 | 3,824,000 | 3,739,000 | 3,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 761,000 | 1,126,000 | 1,492,000 |
| Interest expense | 63,000 | 114,000 | 159,000 | 203,000 |
| Net interest income | 320,000 | 647,000 | 967,000 | 1,289,000 |
| Noninterest income | 27,000 | 52,000 | 78,000 | 64,000 |
| Noninterest expense | 310,000 | 621,000 | 977,000 | 1,381,000 |
| Provision for loan losses | 95,000 | 531,000 | 531,000 | 579,000 |
| Pretax income | -58,000 | -453,000 | -463,000 | -607,000 |
| Income tax | -15,000 | -226,000 | -143,000 | -221,000 |
| Net income | -43,000 | -227,000 | -320,000 | -386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,033,000 | 3,798,000 | 3,706,000 | 3,432,000 |
| Total capital | 4,312,000 | 4,087,000 | 3,980,000 | 3,708,000 |
| Risk-weighted assets | 22,065,000 | 22,706,000 | 21,471,000 | 21,425,000 |