Call reports 2010
TBO BANK — 2010
What TBO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,983,000 | 33,134,000 | 32,793,000 | 34,912,000 |
| Total loans | 21,841,000 | 21,931,000 | 22,104,000 | 22,159,000 |
| Allowance for loan losses | 416,000 | 437,000 | 417,000 | 412,000 |
| Securities available for sale | 5,104,000 | 6,337,000 | 5,523,000 | 5,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,540,000 | 28,681,000 | 28,409,000 | 30,642,000 |
| Interest-bearing deposits | 25,020,000 | 23,982,000 | 23,508,000 | 24,482,000 |
| Noninterest-bearing deposits | 4,520,000 | 4,699,000 | 4,901,000 | 6,160,000 |
| Equity capital | 4,261,000 | 4,255,000 | 4,211,000 | 4,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 747,000 | 1,142,000 | 1,531,000 |
| Interest expense | 78,000 | 155,000 | 229,000 | 298,000 |
| Net interest income | 307,000 | 592,000 | 913,000 | 1,233,000 |
| Noninterest income | 23,000 | 49,000 | 77,000 | 103,000 |
| Noninterest expense | 322,000 | 628,000 | 969,000 | 1,406,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 8,000 | -12,000 | -4,000 | -95,000 |
| Income tax | -51,000 | -67,000 | -65,000 | -101,000 |
| Net income | 59,000 | 55,000 | 61,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,229,000 | 4,225,000 | 4,181,000 | 4,076,000 |
| Total capital | 4,492,000 | 4,225,000 | 4,460,000 | 4,358,000 |
| Risk-weighted assets | 20,955,000 | 23,628,000 | 22,213,000 | 22,418,000 |