Call reports 2004
TBO BANK — 2004
What TBO BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,129,000 | 31,167,000 | 32,224,000 | 33,128,000 |
| Total loans | 17,723,000 | 18,168,000 | 18,416,000 | 18,233,000 |
| Allowance for loan losses | 495,000 | 511,000 | 482,000 | 479,000 |
| Securities available for sale | 11,304,000 | 9,434,000 | 9,445,000 | 9,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,976,000 | 27,018,000 | 28,027,000 | 29,043,000 |
| Interest-bearing deposits | 24,602,000 | 23,552,000 | 24,075,000 | 24,184,000 |
| Noninterest-bearing deposits | 3,374,000 | 3,466,000 | 3,952,000 | 4,859,000 |
| Equity capital | 4,100,000 | 4,073,000 | 4,091,000 | 4,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 767,000 | 1,142,000 | 1,510,000 |
| Interest expense | 76,000 | 147,000 | 224,000 | 307,000 |
| Net interest income | 311,000 | 620,000 | 918,000 | 1,203,000 |
| Noninterest income | 17,000 | 33,000 | 39,000 | 40,000 |
| Noninterest expense | 240,000 | 499,000 | 740,000 | 1,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 88,000 | 154,000 | 217,000 | 133,000 |
| Income tax | 20,000 | 48,000 | 80,000 | 35,000 |
| Net income | 68,000 | 106,000 | 137,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,051,000 | 4,089,000 | 4,091,000 | 4,031,000 |
| Total capital | 4,280,000 | 4,319,000 | 4,500,000 | 4,262,000 |
| Risk-weighted assets | 18,044,000 | 18,155,000 | 32,633,000 | 18,259,000 |
Machine access — free, no API key
Every figure shown here about TBO BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.