Call reports 2003
TBO BANK — 2003
What TBO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,323,000 | 31,646,000 | 30,862,000 | 31,111,000 |
| Total loans | 18,837,000 | 19,057,000 | 18,061,000 | 17,623,000 |
| Allowance for loan losses | 537,000 | 517,000 | 510,000 | 507,000 |
| Securities available for sale | 8,237,000 | 8,715,000 | 9,449,000 | 9,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,261,000 | 27,501,000 | 26,763,000 | 27,032,000 |
| Interest-bearing deposits | 23,687,000 | 24,055,000 | 23,378,000 | 23,462,000 |
| Noninterest-bearing deposits | 3,574,000 | 3,446,000 | 3,385,000 | 3,570,000 |
| Equity capital | 4,006,000 | 4,033,000 | 4,040,000 | 4,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 856,000 | 1,273,000 | 1,682,000 |
| Interest expense | 104,000 | 201,000 | 286,000 | 365,000 |
| Net interest income | 323,000 | 655,000 | 987,000 | 1,317,000 |
| Noninterest income | 21,000 | 42,000 | 54,000 | 74,000 |
| Noninterest expense | 229,000 | 493,000 | 738,000 | 1,074,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 115,000 | 204,000 | 283,000 | 297,000 |
| Income tax | 32,000 | 60,000 | 110,000 | 110,000 |
| Net income | 83,000 | 144,000 | 173,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,954,000 | 3,965,000 | 3,994,000 | 3,983,000 |
| Total capital | 4,193,000 | 4,206,000 | 4,222,000 | 4,209,000 |
| Risk-weighted assets | 18,785,000 | 18,994,000 | 17,973,000 | 17,764,000 |
Machine access — free, no API key
Every figure shown here about TBO BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.