Call reports 2013
DIAMOND BANK, FSB — 2013
What DIAMOND BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 173,761,000 | 164,162,000 | 166,639,000 |
| Total loans | 135,371,000 | 126,908,000 | 118,037,000 |
| Allowance for loan losses | 5,588,000 | 5,481,000 | 4,855,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 144,247,000 | 135,264,000 | 138,125,000 |
| Interest-bearing deposits | 120,309,000 | 109,296,000 | 111,037,000 |
| Noninterest-bearing deposits | 23,938,000 | 25,968,000 | 27,088,000 |
| Equity capital | 6,370,000 | 5,734,000 | 5,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,884,000 | 3,694,000 | 5,276,000 |
| Interest expense | 566,000 | 1,082,000 | 1,555,000 |
| Net interest income | 1,318,000 | 2,612,000 | 3,721,000 |
| Noninterest income | 88,000 | 220,000 | 317,000 |
| Noninterest expense | 1,724,000 | 3,750,000 | 5,721,000 |
| Provision for loan losses | 260,000 | 345,000 | 105,000 |
| Pretax income | -578,000 | -1,263,000 | -1,788,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -578,000 | -1,263,000 | -1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 8,880,000 | 8,243,000 | 7,764,000 |
| Total capital | 10,519,000 | 9,779,000 | 9,197,000 |
| Risk-weighted assets | 127,060,000 | 118,852,000 | 111,156,000 |