Call reports 2012
DIAMOND BANK, FSB — 2012
What DIAMOND BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 200,066,000 | 192,533,000 | 180,580,000 | 175,488,000 |
| Total loans | 169,674,000 | 158,362,000 | 149,811,000 | 143,069,000 |
| Allowance for loan losses | 8,982,000 | 6,761,000 | 6,215,000 | 6,128,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,373,000 | 156,915,000 | 148,666,000 | 145,428,000 |
| Interest-bearing deposits | 132,955,000 | 132,033,000 | 122,054,000 | 121,884,000 |
| Noninterest-bearing deposits | 26,418,000 | 24,882,000 | 26,612,000 | 23,544,000 |
| Equity capital | 11,466,000 | 10,208,000 | 8,724,000 | 6,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,553,000 | 6,663,000 | 8,655,000 |
| Interest expense | 840,000 | 1,636,000 | 2,316,000 | 2,912,000 |
| Net interest income | 1,490,000 | 2,917,000 | 4,347,000 | 5,743,000 |
| Noninterest income | -16,000 | 120,000 | -132,000 | 302,000 |
| Noninterest expense | 1,987,000 | 3,817,000 | 5,625,000 | 8,226,000 |
| Provision for loan losses | 964,000 | 2,001,000 | 2,901,000 | 3,774,000 |
| Pretax income | -1,477,000 | -2,781,000 | -4,311,000 | -5,955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,477,000 | -2,781,000 | -4,311,000 | -5,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,742,000 | 12,486,000 | 11,004,000 | 9,409,000 |
| Total capital | 15,689,000 | 14,341,000 | 12,798,000 | 11,123,000 |
| Risk-weighted assets | 148,626,000 | 143,287,000 | 139,014,000 | 132,601,000 |