Call reports 2020
CENTRAL BANK OF WARRENSBURG — 2020
What CENTRAL BANK OF WARRENSBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 257,440,000 | 291,094,000 | 291,504,000 | 297,578,000 |
| Total loans | 136,221,000 | 159,484,000 | 163,298,000 | 172,896,000 |
| Allowance for loan losses | 2,497,000 | 2,308,000 | 2,358,000 | 2,392,000 |
| Securities available for sale | 75,270,000 | 68,362,000 | 79,008,000 | 81,982,000 |
| Securities held to maturity | 2,882,000 | 2,881,000 | 2,315,000 | 1,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,203,000 | 241,817,000 | 242,283,000 | 248,215,000 |
| Interest-bearing deposits | 125,096,000 | 133,064,000 | 136,337,000 | 135,761,000 |
| Noninterest-bearing deposits | 84,107,000 | 108,753,000 | 105,946,000 | 112,454,000 |
| Equity capital | 36,890,000 | 37,919,000 | 37,231,000 | 38,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,173,000 | 6,252,000 | 8,430,000 |
| Interest expense | 263,000 | 412,000 | 529,000 | 626,000 |
| Net interest income | 1,830,000 | 3,761,000 | 5,723,000 | 7,804,000 |
| Noninterest income | 565,000 | 1,136,000 | 1,870,000 | 2,679,000 |
| Noninterest expense | 1,478,000 | 2,981,000 | 4,585,000 | 6,212,000 |
| Provision for loan losses | 11,000 | 45,000 | 88,000 | 128,000 |
| Pretax income | 906,000 | 1,871,000 | 2,920,000 | 4,143,000 |
| Income tax | 188,000 | 394,000 | 615,000 | 877,000 |
| Net income | 718,000 | 1,477,000 | 2,305,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,137,000 | 24,938,000 | 24,308,000 | 25,313,000 |
| Total capital | 25,862,000 | 26,750,000 | 26,156,000 | 27,190,000 |
| Risk-weighted assets | 137,282,000 | 144,506,000 | 147,333,000 | 149,641,000 |