Call reports 2016
CENTRAL BANK OF WARRENSBURG — 2016
What CENTRAL BANK OF WARRENSBURG reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 222,101,000 | 221,121,000 | 221,821,000 | 226,776,000 |
| Total loans | 125,095,000 | 133,385,000 | 137,786,000 | 146,488,000 |
| Allowance for loan losses | 2,134,000 | 2,192,000 | 2,445,000 | 2,422,000 |
| Securities available for sale | 47,439,000 | 45,407,000 | 44,310,000 | 41,003,000 |
| Securities held to maturity | 9,584,000 | 8,158,000 | 6,672,000 | 6,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,596,000 | 183,175,000 | 183,901,000 | 189,604,000 |
| Interest-bearing deposits | 123,797,000 | 124,375,000 | 124,499,000 | 127,134,000 |
| Noninterest-bearing deposits | 59,799,000 | 58,800,000 | 59,402,000 | 62,470,000 |
| Equity capital | 35,640,000 | 35,619,000 | 35,456,000 | 35,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,634,000 | 5,514,000 | 7,429,000 |
| Interest expense | 93,000 | 180,000 | 269,000 | 362,000 |
| Net interest income | 1,698,000 | 3,454,000 | 5,245,000 | 7,067,000 |
| Noninterest income | 690,000 | 1,395,000 | 2,075,000 | 2,753,000 |
| Noninterest expense | 1,532,000 | 3,080,000 | 4,618,000 | 6,122,000 |
| Provision for loan losses | 7,000 | 60,000 | 322,000 | 342,000 |
| Pretax income | 799,000 | 1,629,000 | 2,300,000 | 3,277,000 |
| Income tax | 248,000 | 509,000 | 714,000 | 1,036,000 |
| Net income | 551,000 | 1,120,000 | 1,586,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,052,000 | 23,039,000 | 23,025,000 | 23,197,000 |
| Total capital | 24,887,000 | 24,955,000 | 24,967,000 | 25,163,000 |
| Risk-weighted assets | 146,527,000 | 152,965,000 | 154,809,000 | 156,794,000 |