Call reports 2015
CENTRAL BANK OF WARRENSBURG — 2015
What CENTRAL BANK OF WARRENSBURG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 206,277,000 | 205,287,000 | 212,348,000 | 210,640,000 |
| Total loans | 94,024,000 | 97,846,000 | 104,555,000 | 116,895,000 |
| Allowance for loan losses | 2,134,000 | 2,112,000 | 2,140,000 | 2,141,000 |
| Securities available for sale | 59,124,000 | 55,797,000 | 52,126,000 | 49,129,000 |
| Securities held to maturity | 10,565,000 | 10,151,000 | 10,143,000 | 9,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,968,000 | 168,057,000 | 174,712,000 | 171,165,000 |
| Interest-bearing deposits | 124,352,000 | 123,736,000 | 126,098,000 | 122,397,000 |
| Noninterest-bearing deposits | 44,616,000 | 44,321,000 | 48,614,000 | 48,768,000 |
| Equity capital | 35,694,000 | 35,557,000 | 35,674,000 | 35,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,278,000 | 4,934,000 | 6,640,000 |
| Interest expense | 95,000 | 189,000 | 285,000 | 379,000 |
| Net interest income | 1,531,000 | 3,089,000 | 4,649,000 | 6,261,000 |
| Noninterest income | 827,000 | 1,699,000 | 2,471,000 | 3,241,000 |
| Noninterest expense | 1,599,000 | 3,370,000 | 4,925,000 | 6,499,000 |
| Provision for loan losses | 18,000 | 27,000 | 36,000 | 41,000 |
| Pretax income | 741,000 | 1,408,000 | 2,176,000 | 2,979,000 |
| Income tax | 229,000 | 428,000 | 667,000 | 917,000 |
| Net income | 512,000 | 980,000 | 1,509,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,727,000 | 22,812,000 | 22,910,000 | 22,932,000 |
| Total capital | 24,191,000 | 24,283,000 | 24,492,000 | 24,723,000 |
| Risk-weighted assets | 116,503,000 | 117,023,000 | 125,971,000 | 142,917,000 |