Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,918,000 | 139,823,000 | 141,094,000 | 147,218,000 |
| Total loans | 91,798,000 | 91,564,000 | 94,214,000 | 101,297,000 |
| Allowance for loan losses | 1,362,000 | 1,362,000 | 1,363,000 | 1,363,000 |
| Securities available for sale | 37,178,000 | 32,282,000 | 32,117,000 | 34,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,804,000 | 124,797,000 | 123,084,000 | 123,654,000 |
| Interest-bearing deposits | 110,642,000 | 109,925,000 | 109,776,000 | 108,064,000 |
| Noninterest-bearing deposits | 15,162,000 | 14,872,000 | 13,308,000 | 15,590,000 |
| Equity capital | 14,627,000 | 14,471,000 | 14,112,000 | 15,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,688,000 | 4,114,000 | 5,690,000 |
| Interest expense | 239,000 | 529,000 | 855,000 | 1,287,000 |
| Net interest income | 1,095,000 | 2,159,000 | 3,259,000 | 4,403,000 |
| Noninterest income | 134,000 | 275,000 | 414,000 | 541,000 |
| Noninterest expense | 720,000 | 1,421,000 | 2,199,000 | 3,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 511,000 | 1,008,000 | 1,471,000 | 1,846,000 |
| Income tax | 27,000 | 50,000 | 76,000 | 98,000 |
| Net income | 484,000 | 958,000 | 1,395,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,496,000 | 16,573,000 | 16,810,000 | 16,900,000 |