Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 147,403,000 | 143,698,000 | 146,666,000 | 149,663,000 |
| Total loans | 87,760,000 | 86,556,000 | 91,734,000 | 96,759,000 |
| Allowance for loan losses | 1,230,000 | 1,229,000 | 1,361,000 | 1,362,000 |
| Securities available for sale | 30,985,000 | 35,802,000 | 35,044,000 | 35,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,134,000 | 129,705,000 | 133,529,000 | 122,837,000 |
| Interest-bearing deposits | 114,723,000 | 113,934,000 | 117,719,000 | 107,690,000 |
| Noninterest-bearing deposits | 18,411,000 | 15,771,000 | 15,810,000 | 15,147,000 |
| Equity capital | 13,801,000 | 13,453,000 | 12,648,000 | 13,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,025,000 | 3,137,000 | 4,350,000 |
| Interest expense | 55,000 | 111,000 | 192,000 | 302,000 |
| Net interest income | 957,000 | 1,914,000 | 2,945,000 | 4,048,000 |
| Noninterest income | 124,000 | 247,000 | 399,000 | 525,000 |
| Noninterest expense | 770,000 | 1,480,000 | 2,174,000 | 2,792,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 676,000 | 1,164,000 | 1,665,000 |
| Income tax | -23,000 | -3,000 | 17,000 | 49,000 |
| Net income | 334,000 | 679,000 | 1,147,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,194,000 | 15,341,000 | 15,677,000 | 16,012,000 |