Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,043,000 | 114,414,000 | 112,813,000 | 112,729,000 |
| Total loans | 78,369,000 | 78,032,000 | 81,300,000 | 82,650,000 |
| Allowance for loan losses | 1,144,000 | 1,145,000 | 1,146,000 | 1,147,000 |
| Securities available for sale | 19,374,000 | 16,705,000 | 19,435,000 | 16,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,772,000 | 93,070,000 | 93,707,000 | 94,053,000 |
| Interest-bearing deposits | 82,144,000 | 81,022,000 | 81,511,000 | 80,945,000 |
| Noninterest-bearing deposits | 12,628,000 | 12,048,000 | 12,196,000 | 13,108,000 |
| Equity capital | 12,792,000 | 12,731,000 | 12,765,000 | 13,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,246,000 | 3,426,000 | 4,575,000 |
| Interest expense | 154,000 | 337,000 | 566,000 | 791,000 |
| Net interest income | 956,000 | 1,909,000 | 2,860,000 | 3,784,000 |
| Noninterest income | 112,000 | 224,000 | 358,000 | 480,000 |
| Noninterest expense | 637,000 | 1,364,000 | 2,291,000 | 2,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 781,000 | 939,000 | 1,665,000 |
| Income tax | 19,000 | 49,000 | 79,000 | 79,000 |
| Net income | 416,000 | 732,000 | 860,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,709,000 | 12,465,000 | 12,444,000 | 13,170,000 |
| Total capital | 13,759,000 | 13,524,000 | 13,526,000 | 14,268,000 |
| Risk-weighted assets | 83,593,000 | 84,340,000 | 86,099,000 | 87,426,000 |