Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 103,754,000 | 103,120,000 | 108,106,000 | 110,431,000 |
| Total loans | 76,754,000 | 73,895,000 | 75,437,000 | 81,300,000 |
| Allowance for loan losses | 985,000 | 1,000,000 | 1,161,000 | 1,144,000 |
| Securities available for sale | 15,880,000 | 16,379,000 | 16,829,000 | 17,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,774,000 | 90,763,000 | 95,660,000 | 97,471,000 |
| Interest-bearing deposits | 79,301,000 | 80,102,000 | 82,562,000 | 86,159,000 |
| Noninterest-bearing deposits | 11,473,000 | 10,661,000 | 13,098,000 | 11,312,000 |
| Equity capital | 11,524,000 | 11,663,000 | 11,729,000 | 12,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,955,000 | 2,948,000 | 4,044,000 |
| Interest expense | 96,000 | 190,000 | 297,000 | 421,000 |
| Net interest income | 884,000 | 1,765,000 | 2,651,000 | 3,623,000 |
| Noninterest income | 138,000 | 285,000 | 594,000 | 709,000 |
| Noninterest expense | 638,000 | 1,263,000 | 1,889,000 | 2,577,000 |
| Provision for loan losses | 15,000 | 30,000 | 190,000 | 195,000 |
| Pretax income | 369,000 | 757,000 | 1,166,000 | 1,560,000 |
| Income tax | 18,000 | 38,000 | 60,000 | 80,000 |
| Net income | 351,000 | 719,000 | 1,106,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,789,000 | 11,958,000 | 12,119,000 | 12,493,000 |
| Total capital | 12,780,000 | 12,956,000 | 13,138,000 | 13,575,000 |
| Risk-weighted assets | 81,394,000 | 79,398,000 | 80,938,000 | 86,229,000 |