Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,885,000 | 105,456,000 | 104,282,000 | 109,233,000 |
| Total loans | 71,544,000 | 74,370,000 | 76,497,000 | 81,918,000 |
| Allowance for loan losses | 932,000 | 922,000 | 937,000 | 934,000 |
| Securities available for sale | 20,076,000 | 16,535,000 | 16,767,000 | 16,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,123,000 | 85,704,000 | 91,059,000 | 86,864,000 |
| Interest-bearing deposits | 78,093,000 | 74,639,000 | 79,390,000 | 74,891,000 |
| Noninterest-bearing deposits | 12,030,000 | 11,065,000 | 11,669,000 | 11,973,000 |
| Equity capital | 10,995,000 | 11,194,000 | 11,392,000 | 11,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,831,000 | 2,773,000 | 3,775,000 |
| Interest expense | 74,000 | 160,000 | 248,000 | 342,000 |
| Net interest income | 832,000 | 1,671,000 | 2,525,000 | 3,433,000 |
| Noninterest income | 127,000 | 258,000 | 392,000 | 520,000 |
| Noninterest expense | 622,000 | 1,248,000 | 1,847,000 | 2,523,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 36,000 |
| Pretax income | 337,000 | 640,000 | 1,014,000 | 1,365,000 |
| Income tax | 17,000 | 35,000 | 51,000 | 69,000 |
| Net income | 320,000 | 605,000 | 963,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,088,000 | 11,073,000 | 11,281,000 | 11,613,000 |
| Total capital | 12,024,000 | 11,999,000 | 12,223,000 | 12,552,000 |
| Risk-weighted assets | 78,039,000 | 80,401,000 | 81,592,000 | 85,547,000 |