Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,684,000 | 103,261,000 | 103,970,000 | 106,210,000 |
| Total loans | 70,898,000 | 70,670,000 | 69,840,000 | 73,192,000 |
| Allowance for loan losses | 1,030,000 | 1,030,000 | 1,020,000 | 931,000 |
| Securities available for sale | 17,377,000 | 19,724,000 | 19,756,000 | 20,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,797,000 | 90,254,000 | 88,462,000 | 92,468,000 |
| Interest-bearing deposits | 79,381,000 | 77,758,000 | 77,398,000 | 78,093,000 |
| Noninterest-bearing deposits | 12,416,000 | 12,496,000 | 11,064,000 | 14,375,000 |
| Equity capital | 10,959,000 | 11,053,000 | 11,083,000 | 10,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,766,000 | 2,657,000 | 3,561,000 |
| Interest expense | 73,000 | 143,000 | 215,000 | 287,000 |
| Net interest income | 815,000 | 1,623,000 | 2,442,000 | 3,274,000 |
| Noninterest income | 112,000 | 224,000 | 366,000 | 484,000 |
| Noninterest expense | 587,000 | 1,192,000 | 1,814,000 | 2,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 655,000 | 1,011,000 | 1,230,000 |
| Income tax | 15,000 | 33,000 | 51,000 | 63,000 |
| Net income | 325,000 | 622,000 | 960,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,677,000 | 10,574,000 | 10,712,000 | 10,918,000 |
| Total capital | 11,638,000 | 11,542,000 | 11,679,000 | 11,853,000 |
| Risk-weighted assets | 76,831,000 | 77,380,000 | 77,181,000 | 80,555,000 |