Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,799,000 | 101,745,000 | 105,743,000 | 106,061,000 |
| Total loans | 71,381,000 | 71,582,000 | 74,023,000 | 73,339,000 |
| Allowance for loan losses | 1,022,000 | 1,023,000 | 1,026,000 | 1,030,000 |
| Securities available for sale | 5,602,000 | 16,001,000 | 17,102,000 | 16,642,000 |
| Securities held to maturity | 10,825,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,951,000 | 89,626,000 | 88,598,000 | 92,961,000 |
| Interest-bearing deposits | 76,878,000 | 77,358,000 | 75,555,000 | 78,770,000 |
| Noninterest-bearing deposits | 13,073,000 | 12,268,000 | 13,043,000 | 14,191,000 |
| Equity capital | 9,471,000 | 9,739,000 | 10,137,000 | 10,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,729,000 | 2,625,000 | 3,532,000 |
| Interest expense | 79,000 | 154,000 | 230,000 | 305,000 |
| Net interest income | 781,000 | 1,575,000 | 2,395,000 | 3,227,000 |
| Noninterest income | 114,000 | 228,000 | 354,000 | 484,000 |
| Noninterest expense | 599,000 | 1,216,000 | 1,847,000 | 2,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 296,000 | 587,000 | 898,000 | 1,229,000 |
| Income tax | -71,000 | -56,000 | -42,000 | -26,000 |
| Net income | 367,000 | 643,000 | 940,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,464,000 | 9,731,000 | 10,037,000 | 10,352,000 |
| Total capital | 10,415,000 | 10,719,000 | 11,063,000 | 11,362,000 |
| Risk-weighted assets | 76,010,000 | 79,027,000 | 83,503,000 | 80,795,000 |