Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,360,000 | 98,622,000 | 106,589,000 | 105,138,000 |
| Total loans | 72,270,000 | 70,674,000 | 70,469,000 | 72,669,000 |
| Allowance for loan losses | 1,277,000 | 1,195,000 | 1,227,000 | 1,222,000 |
| Securities available for sale | 1,525,000 | 1,268,000 | 516,000 | 512,000 |
| Securities held to maturity | 11,650,000 | 8,929,000 | 9,424,000 | 10,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,384,000 | 87,596,000 | 95,333,000 | 93,739,000 |
| Interest-bearing deposits | 77,436,000 | 77,023,000 | 81,331,000 | 80,569,000 |
| Noninterest-bearing deposits | 10,948,000 | 10,573,000 | 14,003,000 | 13,169,000 |
| Equity capital | 7,910,000 | 8,020,000 | 8,232,000 | 8,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,986,000 | 2,956,000 | 3,878,000 |
| Interest expense | 156,000 | 307,000 | 453,000 | 593,000 |
| Net interest income | 847,000 | 1,679,000 | 2,503,000 | 3,285,000 |
| Noninterest income | 95,000 | 174,000 | 254,000 | 326,000 |
| Noninterest expense | 508,000 | 1,018,000 | 1,521,000 | 2,155,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 70,000 |
| Pretax income | 424,000 | 795,000 | 1,166,000 | 1,386,000 |
| Income tax | 18,000 | 35,000 | 53,000 | 71,000 |
| Net income | 406,000 | 760,000 | 1,113,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,901,000 | 8,015,000 | 8,227,000 | 8,430,000 |
| Total capital | 8,843,000 | 8,933,000 | 9,156,000 | 9,403,000 |
| Risk-weighted assets | 74,998,000 | 73,155,000 | 74,426,000 | 77,628,000 |