Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,825,000 | 90,549,000 | 94,076,000 | 95,215,000 |
| Total loans | 68,809,000 | 68,587,000 | 70,085,000 | 73,308,000 |
| Allowance for loan losses | 1,053,000 | 1,103,000 | 1,098,000 | 1,155,000 |
| Securities available for sale | 1,085,000 | 831,000 | 1,576,000 | 1,521,000 |
| Securities held to maturity | 6,253,000 | 6,496,000 | 10,199,000 | 12,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,461,000 | 80,411,000 | 83,515,000 | 83,783,000 |
| Interest-bearing deposits | 74,485,000 | 71,666,000 | 74,419,000 | 71,890,000 |
| Noninterest-bearing deposits | 7,976,000 | 8,745,000 | 9,096,000 | 11,893,000 |
| Equity capital | 7,532,000 | 7,292,000 | 7,490,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,999,000 | 3,020,000 | 4,064,000 |
| Interest expense | 177,000 | 349,000 | 515,000 | 677,000 |
| Net interest income | 816,000 | 1,650,000 | 2,505,000 | 3,387,000 |
| Noninterest income | 87,000 | 169,000 | 255,000 | 342,000 |
| Noninterest expense | 508,000 | 1,041,000 | 1,613,000 | 2,344,000 |
| Provision for loan losses | 65,000 | 90,000 | 90,000 | 115,000 |
| Pretax income | 330,000 | 688,000 | 1,057,000 | 1,270,000 |
| Income tax | 15,000 | 30,000 | 49,000 | 71,000 |
| Net income | 315,000 | 658,000 | 1,008,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,517,000 | 7,278,000 | 7,479,000 | 7,669,000 |
| Total capital | 8,414,000 | 8,170,000 | 8,398,000 | 8,631,000 |
| Risk-weighted assets | 71,608,000 | 71,129,000 | 73,332,000 | 76,730,000 |