Call reports 2026
UNITED ROOSEVELT SAVINGS BANK — 2026
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 383,954,000 | 381,162,000 |
| Total loans | 307,107,000 | 320,034,000 |
| Allowance for loan losses | 2,366,000 | 2,457,000 |
| Securities available for sale | 26,474,000 | 28,530,000 |
| Securities held to maturity | 11,852,000 | 8,815,000 |
| Trading assets | 0 | 0 |
| Total deposits | 301,438,000 | 303,457,000 |
| Interest-bearing deposits | 277,394,000 | 283,652,000 |
| Noninterest-bearing deposits | 24,044,000 | 19,805,000 |
| Equity capital | 34,039,000 | 33,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,062,000 | 10,103,000 |
| Interest expense | 2,418,000 | 4,837,000 |
| Net interest income | 2,644,000 | 5,266,000 |
| Noninterest income | 114,000 | 226,000 |
| Noninterest expense | 1,976,000 | 4,167,000 |
| Provision for loan losses | 88,000 | 228,000 |
| Pretax income | 683,000 | 1,106,000 |
| Income tax | 164,000 | 255,000 |
| Net income | 519,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,618,000 | 34,603,000 |
| Total capital | 37,084,000 | 37,141,000 |
| Risk-weighted assets | 257,050,000 | 260,335,000 |