Call reports 2024
UNITED ROOSEVELT SAVINGS BANK — 2024
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 289,371,000 | 298,288,000 | 316,246,000 | 315,780,000 |
| Total loans | 224,259,000 | 234,172,000 | 245,508,000 | 249,388,000 |
| Allowance for loan losses | 1,295,000 | 1,316,000 | 1,354,000 | 1,363,000 |
| Securities available for sale | 10,326,000 | 10,361,000 | 13,417,000 | 17,905,000 |
| Securities held to maturity | 22,702,000 | 26,984,000 | 23,680,000 | 20,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,592,000 | 251,421,000 | 251,317,000 | 247,870,000 |
| Interest-bearing deposits | 245,348,000 | 245,579,000 | 243,948,000 | 240,296,000 |
| Noninterest-bearing deposits | 6,244,000 | 5,842,000 | 7,369,000 | 7,574,000 |
| Equity capital | 22,835,000 | 23,085,000 | 23,557,000 | 23,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 7,000,000 | 10,893,000 | 14,846,000 |
| Interest expense | 1,485,000 | 3,125,000 | 5,030,000 | 7,021,000 |
| Net interest income | 1,863,000 | 3,875,000 | 5,863,000 | 7,825,000 |
| Noninterest income | 51,000 | 104,000 | 162,000 | 226,000 |
| Noninterest expense | 1,645,000 | 3,304,000 | 5,009,000 | 6,763,000 |
| Provision for loan losses | -183,000 | -162,000 | -124,000 | -25,000 |
| Pretax income | 318,000 | 512,000 | 837,000 | 1,051,000 |
| Income tax | 74,000 | 121,000 | 194,000 | 225,000 |
| Net income | 244,000 | 391,000 | 643,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,503,000 | 24,650,000 | 24,903,000 | 25,335,000 |
| Total capital | 25,973,000 | 26,172,000 | 26,442,000 | 26,841,000 |
| Risk-weighted assets | 197,345,000 | 204,926,000 | 214,412,000 | 213,442,000 |