Call reports 2022
UNITED ROOSEVELT SAVINGS BANK — 2022
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 216,840,000 | 223,791,000 | 221,017,000 | 249,504,000 |
| Total loans | 152,044,000 | 170,886,000 | 169,774,000 | 176,929,000 |
| Allowance for loan losses | 1,184,000 | 1,184,000 | 1,184,000 | 1,184,000 |
| Securities available for sale | 14,671,000 | 13,592,000 | 11,131,000 | 11,024,000 |
| Securities held to maturity | 15,232,000 | 17,554,000 | 19,563,000 | 22,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,502,000 | 202,114,000 | 199,004,000 | 225,116,000 |
| Interest-bearing deposits | 189,747,000 | 200,591,000 | 197,281,000 | 219,502,000 |
| Noninterest-bearing deposits | 1,755,000 | 1,523,000 | 1,723,000 | 5,614,000 |
| Equity capital | 17,326,000 | 17,222,000 | 17,384,000 | 19,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,222,000 | 5,266,000 | 7,466,000 |
| Interest expense | 171,000 | 367,000 | 583,000 | 1,045,000 |
| Net interest income | 1,356,000 | 2,855,000 | 4,683,000 | 6,421,000 |
| Noninterest income | 34,000 | 69,000 | 112,000 | 156,000 |
| Noninterest expense | 1,111,000 | 2,256,000 | 3,582,000 | 5,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 668,000 | 1,213,000 | 1,508,000 |
| Income tax | 73,000 | 189,000 | 364,000 | 443,000 |
| Net income | 206,000 | 479,000 | 849,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,945,000 | 18,216,000 | 18,586,000 | 21,842,000 |
| Total capital | 19,129,000 | 19,400,000 | 19,770,000 | 23,026,000 |
| Risk-weighted assets | 124,702,000 | 143,289,000 | 143,381,000 | 160,129,000 |